MDLZ
Mondelez International, Inc.
Consumer Defensive · Confectioners · United States · Stock
Score Breakdown
Scored for Dividend Income profile
Sub-scores are 0–20 each; Model Score is weighted by your selected investment goal. How it works →
Why Ranked Here
- The composite score of 41.9/100 is anchored by strong financial health (14.0/20) and dividend (12.5/20) sub-scores that together contribute 26.5 points, reflecting stable balance sheet characteristics and income coverage from the 10-K filing.
- The growth sub-score of 6.0/20 and momentum sub-score of 4.8/20 create a significant drag on the composite, as these two dimensions reflect weak year-over-year expansion and deteriorating quarterly trends within the FY2025 filing data.
- The theme score of 0.0/20 eliminates an entire 20-point dimension from contributing to the composite, placing a structural ceiling on how high the model score can realistically climb without thematic re-alignment.
Why Not Higher
- The growth and momentum sub-scores — 6.0 and 4.8 respectively — together pull the composite score down substantially, and until filing data shows measurable improvement in year-over-year and sequential fundamental trends, the model has no mechanism to award higher marks in these dimensions.
- The theme sub-score of 0.0/20 represents a full 20-point gap from the maximum possible contribution in that category, and without identifiable macro-theme exposure in the 10-K data, the model cannot assign any score here regardless of other strengths.
Data Confidence
10 / 10
Very High — full data coverage
Research Summary
AI-generated analysis reflects data and conditions as of the report date shown above. Verify any specific figures through primary sources before acting on this analysis.
Mondelez International, Inc. is a global snacking conglomerate headquartered in Chicago, Illinois, operating in the Consumer Defensive sector as a Confectioner. The company owns a portfolio of iconic global and local brands including Oreo, Cadbury, Toblerone, Ritz, and Trident, distributing products across more than 150 countries with particular strength in emerging markets. Its business model centers on high-volume, repeat-purchase snack categories — biscuits, chocolate, gum, and candy — that tend to exhibit relatively stable demand across economic cycles. The model assigned MDLZ an overall score of 41.9/100 under scoring model v2, reflecting a profile that is genuinely mixed across its six sub-dimensions. The dividend sub-score of 12.5/20 and financial health sub-score of 14.0/20 represent the strongest contributions, suggesting that from a 10-K filing perspective, Mondelez maintains meaningful free cash flow coverage of its dividend, a credible dividend per share growth streak, and a balance sheet of sufficient scale. Profitability at 9.2/20 indicates adequate but not exceptional margins relative to the model's expectations, while a growth sub-score of 6.0/20 flags limited year-over-year revenue, net income, or EPS expansion as recorded in the FY2025 filing. The momentum sub-score of 4.8/20 is notably weak, suggesting quarterly deterioration or stagnation in revenue, earnings, or margin trends within the filing period. The theme score of 0.0/20 reflects no measurable macro-theme exposure identified across the model's criteria. The core research tradeoff for MDLZ is between its relative financial stability and income characteristics on one hand, and its weak fundamental growth trajectory and lack of thematic tailwinds on the other. The model's best-fit profile is dividend income at 52.0, which is meaningfully higher than the composite 41.9, indicating the company's strongest case is as a dividend-focused research candidate rather than a growth or momentum-oriented one. Researchers evaluating MDLZ should weigh the income profile against concerns around slowing fundamental momentum and an absence of identifiable macro themes that might drive re-acceleration.
Plain English
Mondelez makes the snacks you probably grew up eating — Oreos, Cadbury chocolate, Ritz crackers — and sells them all over the world. The model score of 41.9 out of 100 is below average, which means the filing data shows some strengths (solid dividend coverage and balance sheet) but also real weaknesses like slow growth and deteriorating quarterly trends. The Medium risk rating reflects that this is not a high-volatility speculative situation, but there are meaningful fundamental concerns that prevent a stronger research endorsement. Researchers focused on dividend income profiles will find more to work with here than those seeking growth or momentum.
Bull Case vs. Bear Case
Bull Case
- The financial health sub-score of 14.0/20 indicates that Mondelez maintains a balance sheet of sufficient scale with manageable leverage and interest coverage as reported in the FY2025 10-K, providing a degree of fundamental resilience.
- The dividend sub-score of 12.5/20 — the highest individual contributor to the composite — reflects credible free cash flow coverage of its dividend per share, a sustained DPS streak, and measurable DPS growth CAGR, making it the model's best-fit candidate under a dividend income goal profile at 52.0.
- The profitability sub-score of 9.2/20 reflects that Mondelez maintains net and operating margins alongside a positive return on assets, supported by the pricing power inherent in globally recognized confectionery and snack brands across more than 150 markets.
Bear Case
- The growth sub-score of 6.0/20 is materially below average, indicating that year-over-year revenue, net income, and EPS growth as derived from the FY2025 10-K filing are weak or declining, limiting the fundamental re-rating case.
- The momentum sub-score of 4.8/20 — the second weakest dimension — signals that quarterly trends in revenue, earnings, and margins within the filing period are deteriorating or stagnant, not improving, which undermines near-term fundamental recovery expectations.
- A theme score of 0.0/20 means the model identified zero macro theme exposures for Mondelez, indicating the company lacks measurable alignment with any of the model's tracked structural growth narratives, reducing its appeal outside of pure income-oriented research frameworks.
What Could Change the Picture
Bullish Triggers
- A meaningful increase in the growth sub-score in a subsequent filing — driven by measurable year-over-year revenue and net income expansion in the 10-K data — would signal that the fundamental stagnation identified in FY2025 is reversing, improving the composite score.
- An improvement in the momentum sub-score above 10.0/20 in a future filing period, reflecting sequential quarterly gains in revenue, earnings, or operating margins, would suggest the company's near-term fundamental trajectory has turned constructive.
Bearish Triggers
- A deterioration in the dividend sub-score — particularly a reduction in free cash flow coverage of dividends or interruption of the DPS growth streak as reported in a future 10-K — would undermine the primary dimension driving the model's best-fit income profile.
- A decline in the financial health sub-score driven by rising leverage ratios or weakening interest coverage in a future filing would remove one of the two strongest pillars supporting the current composite score and elevate the risk profile.
Red Flags
- The momentum sub-score of 4.8/20 combined with a growth sub-score of 6.0/20 together suggest that both historical annual growth and recent quarterly trajectory from filing data are weak simultaneously, which is an unusually consistent negative signal across two related dimensions.
- A theme score of 0.0/20 is the lowest possible outcome in that dimension, reflecting a complete absence of macro tailwind exposure that could otherwise support forward fundamental improvement in a low-growth environment.
Risk Profile
Medium RiskThe Medium risk rating for Mondelez reflects that the company operates in a Consumer Defensive sector with relatively stable demand characteristics, but the combination of weak growth, deteriorating momentum, and zero theme exposure in the filing data introduces meaningful fundamental uncertainty that prevents a Low risk designation.
Key Catalysts to Watch
The key filing-derived factors to monitor for Mondelez are any improvement in quarterly revenue and margin trends that would lift the momentum sub-score, and whether the free cash flow coverage supporting the dividend sub-score holds or weakens in future 10-K disclosures.
This report is for educational and research purposes only. It does not constitute financial, investment, legal, or tax advice — always conduct your own due diligence before making investment decisions.